As of September 01, 2015 online transfers from Christmas Club accounts will no longer be allowed.


 Attention Fraud Alert

No one from the credit union or any of its associations will ever solicit by phone or email any of your personal identity information.  If you received such an email or phone call, please delete the email (but only after you have already notified the credit union and it has been noted) or hang up and notify the credit union staff.  Giving out this information could lead to theft.


Discount Tickets
MSCU has discount vouchers to Biltmore House in Asheville, NC. The vouchers must be presented at the gate at Biltmore House when purchasing tickets in order to receive a discount.

  • Biltmore Vouchers
  • Tweetsie Railroad Tickets*


Mailing Address 1021 W. Oakland Ave., Suite 110, Johnson City, TN 37604
Nationwide Mortgage Licensing System & Registry Mortgage Loan Originator John F. Hunter II
ID Number
Email Member Services memberservices
Email Loan Services loanservices or


400 North State of Franklin Road
Johnson City, TN 37604

Phone 423-431-6361
Fax 423-431-2900

Business Hours

Monday, Tuesday, Thursday: 7:30 - 4:00 PM
Wednesday:  7:30-12:00 PM
Friday:  7:30-4:00 PM

1021 West Oakland Avenue
Johnson City, TN 37604

Phone 423-952-3120
Fax 423-952-3131

Lobby Hours

Monday, Tuesday, Thursday: 7:30 - 4:00 PM
Wednesday:  7:30 - 12:00 PM
Friday: 7:30 - 6:00 PM

Drive Thru Hours
Monday, Tuesday, Thursday 7:30 - 4:00 PM
Wednesday 7:30 - 12:00 PM
Friday 7:30 - 6:00 PM


300 Med Tech Parkway
Johnson City, TN 37604

Phone 423-302-1163
Fax 423-302-1162

Business Hours

Monday, Tuesday, Thursday, Friday: 8:00 - 2:00 PM
Wednesday:  8:00 - 11:30 AM
Lost or Stolen VISA Debit Cards 1-800-472-3272