Our Loans

Loan Promotion

We are here to become your financial assistance in reaching your bold goals. Take your first step with our loan programs for any purpose and need.

Auto Loans
Choose the option that suits you most, whether it is buying a vehicle or refinancing from another financial institution. New and used car financing is available for qualifying members at rates as low as 1.74% APR with terms up to 60 months.

Personal Loans
Make it easier to overcome financial difficulties with our up to $50,000 personal loans. Apply now at our low rates from 5.7% and spend the money for any purpose or need. Terms up to 60 months with equal monthly payments make it easier to repay the loan without worrying and stress.

Credit Cards
You don’t have to worry about unexpected expenses anymore. Experience the difference and save your finances with our low-rates credit cards and 3% cash-back in the category of your choice.

Make today the day you get closer to your dream with our mortgage loans and up to 95% financing. We offer flexible terms and competitive fixed rates to help you enjoy your new home instead of worrying about the debts and fees.

Home Equity
We offer both loans and lines of credit with terms up to 20 years and no hidden charges. Get the money to consolidate your debt or cover your personal needs and repay it easily in equal monthly payments.

Loan Application

If you are not currently a member of MSCU , you will need to join before we can process your loan request.

Our fax number is (423)431-2900. You will need Adobe Acrobat Reader in order to download or view the PDF application. If you do not have Acrobat Reader, please click the icon below for a free download of the software.


The calculators are for limited informational purposes only.

Financial decisions should not be made based solely on the results from these calculators. Always consult with your accountant or other professional advisors when making such decisions.